Here’s a really neat use of the web. Click here and three minutes from now you will have a choice of four or five competitive life insurance quotes.

If you’ve been putting off buying coverage, fiddling with this site could help get you moving.

If you have coverage, but never really shopped for it competitively, this site could save you a bundle.

If you already have whole life or variable life or one of those other savings-plan types of life insurance, don’t drop it — you’ve already paid the steep up-front sales charges and so forth.

But if you need more, or you haven’t yet got the coverage you need, “term” insurance is the way to go. Term insurance is just plain vanilla insurance: if you die, they pay.

If you have no dependents, you probably don’t need life insurance at all!

 

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