Yesterday I reported on my Rastafarian employee, who had been jailed for possession of weapons (some licensed, some not) and a pound or two of marijuana. You might want to click “Yesterday” to catch up with the story.
The rest of the story, at least as of this writing, is that he was not charged […]
An employee of mine, a Rastafarian, was arrested last week for possession of a pound and a half of marijuana. Rastafarians smoke a lot of pot. It’s hard to argue they should all be imprisoned, at taxpayer expense. This particular Rastafarian — who’s a lot more congenial when he’s stoned than when he’s not, incidentally […]
Yesterday I passed on a bit of wisdom for an 83-year-old San Franciscan who knows. Today, more of Alvin’s tips:
“At Safeway, I buy their store-brand bread — day old if possible. I got a 1-1/2-pound loaf of their top bread for 79 cents and a 1-pound loaf of raisin for 79 cents […]
My thanks to Alvin Benas of San Francisco for all sorts of good tips. Mr. Benas is not yet connected to the Internet — he hand-writes his letters, in fact — but at 83 has learned a thing or two:
For auto insurance, try GEICO. Not only are the rates often low (call […]
If anyone is skeptical of a good deal, it’s moi. I can usually figure the “catch” in any good deal pretty fast.
But one gets complacent. One lowers one’s guard.
So when I got Visa’s American Airlines upgrade promotion — stay at a Fairmont or Loew’s hotel and you’ll get a free American Airlines upgrade […]
I learned something about the minimum wage recently. (Fortunately, not first-hand.) I’m one of those bleeding hearts who believes it should be raised — but who also understands why perhaps it shouldn’t be.
The Clinton administration handled this problem deftly early in its term. For many minimum-wage workers — perhaps even the majority — this […]
Today, advertising on a TV screen drives people into stores to buy things. Tomorrow, stores may increasingly become the “advertising” that drives people to buy things via their screens.
Have you never gone into a full-service retailer, decided which item you liked best, and then (feeling just a bit guilty, I hope) gone down the […]
Yesterday I made the case for index funds — stock-market mutual funds that typically outdo most others because they typically have no sales fees, very low expenses and (yesterday’s point) high “tax efficiency.” They don’t sell often, so they incur relatively few taxable gains.
The problem is they’re boring. No chance of bonanza, just your […]
Because I recommend no-load, low-expense mutual funds, I also recommend Mutual Funds Magazine (call 800-442-9000 and ask for a low-expense $9.97 “charter subscription”). The current issue (March) has a chart that compares “tax efficiency” of various funds.
The point is: it’s not what your fund earns for you before tax that matters (unless you hold […]
Until you are actually ready to finance a car, do not authorize the dealer to pull a credit report. Each time a credit report is requested, the inquiry appears on subsequent reports, which may negatively impact your ability to get a loan or a good rate. (Dealers may infer that a previous dealer listed on […]
Quote of the Day
Years ago, in the Carter term, a stockbroker tried to explain what Schlumberger did. 'It goes to 100,' the broker said, exaggerating only a little bit. 'Then it splits three-for-two and goes back to 100 again.'~GRANT'S Interest Rate Observer
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