Yup. Nope. December 20, 1999January 28, 2017 Last week we had a kind of dense column on variable universal life insurance, largely written by my friend Less Antman and another, also largely by him, that read like a thriller, on Qualified State Tuition Plans. In each case, I provided a one- or two-word “executive summary” for those of you who might have been running late for work. “Your executive summaries,” writes Less, “have inspired me to stop wasting my time with time-consuming posts. So instead of spending weeks writing 10 more such pieces, I thought I’d fit them into a single list of 10 executive summaries. That way, you can spend the other 9 days sharing with the readers your balanced and unprejudiced political views.” Less is a libertarian (see June 5, 1998, “The Trouble with Libertarians”). Instead of contributing to the Democratic National Committee, he has contributed this nifty holiday package of One-Word Hyperlinked Executive Summaries: The best tax shelter in America today . . . Executive summary: Buy-And-Hold. The surest way to outperform 80% of all stock market investors over the long term . . . Executive summary: Index. The surest way to outperform the indexes over the long-term . . . Executive summary: Miscalculate. Where to start if you have at least $3,000 to invest . . . Executive summary: Vanguard. Where to start if you have only $25 to invest . . . Executive summary: TIAA-CREF. The surest way to guarantee you don’t outlive your retirement savings . . . Executive summary: Smoke. The cause that deserves a contribution from you every year . . . Executive summary: Roth. The people who benefit most from variable annuities . . . Executive summary: Salesmen. The quickest way to reduce your tax bill . . . Executive summary: Daytrade. Executive summary: Thanks, Less.