Sorry. Will try to post something tonight or tomorrow. But looking at the market this morning, I’d suggest that the good time to sell has now past, if you were thinking of selling, and that the good time to hang on (and go to the movies and just wait it out) has arrived. Even, for those who really have a lot of cash on the sidelines, the time to start buying. But just start, because I would be surprised if we have bottomed, and very surprised if the unprecedented bull market we have experienced were not over for a while. Those who, wisely, invest $100 a week in index funds, or whatever similar lifelong discipline: just keep right on doing it.