Guest Column March 7, 2023March 6, 2023 “So why don’t you get ChatGPT to write your columns?” a friend suggested after reading this one from last week. I scoffed. But thought about it. And then typed: write a 300-word column in the style of andrewtobias.com. ONE SECOND LATER, I got this: Delayed Gratification for Financial Success Welcome to my column, dear readers. Today, I want to talk about a topic that’s always on everyone’s mind: money. Specifically, I want to discuss the concept of delayed gratification and how it can lead to financial success. In our modern society, we are bombarded with messages telling us to buy, buy, buy. From flashy advertisements to social media influencers, it can be hard to resist the urge to spend our hard-earned money on the latest and greatest products. But what if I told you that delaying gratification could actually lead to greater financial success in the long run? By choosing to save and invest our money rather than spending it on immediate pleasures, we can set ourselves up for a more secure financial future. This doesn’t mean that we can’t enjoy life in the present. It simply means being mindful of our spending and focusing on the things that truly bring us happiness and fulfillment. By cutting back on unnecessary expenses, we can free up more money to put towards our long-term financial goals. One way to start practicing delayed gratification is to set up a budget. By tracking our expenses and setting limits on our spending, we can ensure that we are making the most of our money. We can also prioritize saving and investing by automatically transferring a portion of our income to a savings or investment account each month. Another important aspect of delayed gratification is patience. Building wealth takes time, and it’s important to remember that financial success is a marathon, not a sprint. By staying committed to our financial goals and being patient in our investment strategies, we can reap the rewards of our hard work and dedication over time. In conclusion, delayed gratification is a key component of financial success. By prioritizing saving and investing, setting up a budget, and practicing patience, we can set ourselves up for a more secure and prosperous future. Remember, it’s not about depriving ourselves of life’s pleasures, but rather being mindful of our spending and making choices that will benefit us in the long run. Not my best . . . but IN ONE SECOND? The Singularity Is Near. BONUS From the Patriotic Millionaires: Wall Street is trying to kill the Consumer Financial Protection Bureau again — and we need your help to stop them. Voters of all political backgrounds, Democrat, independent, and even Republican, support the CFPB’s work. Only Wall Street and their allies in Congress hate it. If we can generate enough public pressure, we can stop them. Please send a direct message to your members of Congress now. It only takes a minute.