Bryan Howell: ‘The 3% MBNA transaction fee I paid to borrow at 0% has a cap of $50 and a floor of $5. It’s a bad deal if you borrow $100 because the fee would actually be 5% [100x.03 = $3, but you’d pay the $5 floor] But it’s a GREAT deal if you borrow $20,000 as you only pay 0.25% [the $50 fee cap rather than the 3% fee of $600].’
☞ Yes, this was the part I forgot in my original note. But the $50 transaction fee, on $99,000, seemed too small even to mention – barely 0.05%. (At 3%, without the $50 cap, it would have been nearly $3,000!)
The first time someone suggested the idea of ‘gay marriage’ to me – and could it have been even 10 years ago? – I thought they were out of their minds. And I’m gay! Why would we want to touch that third rail?
Ah, but here’s why. If you have a few minutes, read these five real stories, about real people, and see where you come out on how they should be treated.
Quote of the Day
A black man voting for the Republicans makes about as much sense as a chicken voting for Col. Sanders.~James Baldwin, Nobody Knows My Name
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- Sep 22:
- Sep 20:
These Really ARE The Good Old Days
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- Sep 18:
God Save The Queen; The Queen Save The U.K.
- Sep 17:
Better Than Recycling
- Sep 15:
Tony Blair On Brexit
- Sep 13:
Patience, Jackass, Patience
- Sep 12:
A Word To White Supremacists
- Sep 11:
Have You Actually LISTENED To Ilhan Omar?
- Sep 10:
History’s Not Kind To The Guys Who Held Mussolini’s Jacket
- Sep 22: