Compulsively Early November 14, 2014November 14, 2014 I AM COMPULSIVELY EARLY . . . . . . and in a 12-step program for that. It meets Tuesdays and Fridays at 7pm and we’re generally out by 6:45. HEALTH UPDATE The Administration’s response to Ebola has led now to the deaths of (still zero) Americans. Other health-related metrics of note: 26% fewer Americans now lack health care coverage . . . health care inflation is at its lowest level in 50 years . . . about 10 million private-sector jobs have been created since the “job-killing” Affordable Care Act was passed . . . 100% fewer Americans need worry they’ll be denied coverage if they develop a pre-existing condition, or run out of coverage because of “lifetime caps.” Republicans hope to reverse all this, but presumably not by tomorrow, when the second open-enrollment period begins. Apparently, about 25% more insurers have decided to compete for your business this time, which means more choices and the prospect of continued very low inflation (if any) in your costs. And may I remind you of one thing as you go shop? The “bronze” plan that pays only 60% of your expected costs sounds terrible. But that’s because there’s a large “deductible.” In many years, when you’re healthy, the plan might pay little or nothing. But if you have the kind of medical situation you really want insurance for — a $100,000 hospital tab or a $500,000 tab — then it’s more like 95% or 99% that’s covered. TRANSFORM A FAMILY’S LIFE FOR $25 (Redux) Watch, and — if it moves you as it has me — Share on Facebook Give $25, if you can As posted yesterday, you’ll be changing a family’s life! I’ve put up more than $100,000 to help bring this project along. Think about it: for a billion people, who might like to sew or study or cook or just be able to see each other, the day ends when the sun sets. Watch the video and, if you’re sold, carry the light. Thanks! Have a great weekend!