Auto Insurance Alert Auto Insurance Alert AUTO INSURANCE ALERT Well, I had this idea for “pay at the pump” no-fault auto insurance. Not original with me, but I had a very fun time fleshing it out to make it fair (bad drivers would pay more), efficient (it would have been SO efficient!) and private (it would have been very much a free-enterprise system). Although this little manifesto is out of print, the story of the crusade (ongoing, incidentally, should you wish to join) is told, some would say ad nauseum, in MY VAST FORTUNE. A.T.